Last year for our anniversary Tom & I bought an acre of land at Lake Cumberland, it is a beautiful lot in a small subdivision that is only about a 5 minute walk to the lake. We have a 36 foot, 2 bedroom camper that we have on a permanent campsite but lately we have been thinking about building a house on our land. The camper is great and we love the atmosphere of the campground but during the late fall and winter we can't stay in the camper it's way too cold (we tried it this January) we love this area and hope to retire there one day. I have been pouring over house plans and think that I have found one that we suit our family now and in the future when the boys are married and have lots of grandchildren for us to enjoy.
In order for us to be able to afford to build we need to make some major financial adjustments! We spend way too much eating out and buying stuff that we really don't need, so I have to decided to start saving by not eating out as much. Every time we want to eat out or normally would eat out (i.e. Saturday mornings & Sunday afternoons) I'm going to transfer the amount that it would have cost into my savings account, I already have transferred a $100! I have also decided instead of buying magazines at the checkout I will subscribe to my favorites and save the difference. My grocery bill is OUT OF CONTROL!!! I spend around $900 a month for a family of four, THIS IS CRAZY!! I want to cut this down to around $450. What are your best money saving tips & ideas?